Monday, December 14, 2009

NO! To Shameful HEALTHCARE INSURANCE CAPS!

THE FACTS BEHIND THE NEWS
The CNN Ticker said that Sen Max Baucus, his aide Erin Shields and Sen Harry Reid and one of his aides were planning caps on health insurance under the Reform Healthcare Bill.

This appears to be an outright SCAM FOR THE INSURANCE BUYERS. That this scam is being proposed by two members of the US Senate is astounding. Most of the buyers of insurance under the reform bill are not experienced insurance people. When they purchase health insurance I am sure they are expecting full coverage for their medical problems. To try and substitute what amounts to “limited liability” in stead of full coverage is a scam. Is this the private insurance co’s way of replacing “recessions”?

Most of the buyers, certainly those being subsidized, will not have the knowledge or money to buy an additional insurance policy to cover the possible medical costs not covered by the cap policies. To say that the cap policies will cost less is misrepresentation and misleading. Of course they will cost less because they do not pay for the expensive care some will need.

Cap policies will do very little to reduce the 50 to 60 of total bankruptcies due to the inability to pay large medical bills. Of the medical bankruptcies about 2/3 have some medial insurance but not enough.

If this is the thinking of the private insurance co’s and their representatives in Congress I believe the US gov’t should step in with a single payer system and furnish the Reform Bill Healthcare policies.

Wednesday, December 9, 2009

ABORTION RESTRICTIONS ARE UNCONSTUTIONAL

GET THE FACTS BEHIND THE NEWS

The public pronouncements and actions of certain religious groups have made the decision of whether society should allow abortions or prohibit abortions a moral or religious decision.

At present a large well organized and financed group have worked to have the US gov’t enact laws that will enforce the moral and religious decision that they favor.

This is clearly unconstitutional as it infringes on the 1st amendment to the US Constitution “Freedom of Religion”. It forces everyone including those that disagree or have other values to a belief or course of action they disapprove of.

The abortion decision seems to have no objective right or wrong basis. In the US certain religious groups are against abortion. In China abortions are mandatory—one child per family. In the US It seems to be a moral or religious policy decision. According to the Guttmacher Institute research,for the individual having an abortion personal circumstances are usually the deciding factors.

Even the deeper “respect for life” seems to have no objective right or wrong basis but depend on religious views. The Catholic Church is a strong believer in “respect for life”. However in other religions the highest accolade goes to the person who will die for his religion. Some civilizations have practiced human sacrifice or even cannibalism. Some countries are willing to sacrifice thousands or even millions of people in their drive for conquest and domination.